You may be arrested if you do not have an auto insurance.
Any kind of vehicle in public areas is considered as a potential threat to the life of the motorist, the passengers and also pedestrians. It can also bring about damage to the driver’s or third-party properties. Putting these possibilities in mind, the vehicle insurance law, has made it obligatory for every driver or car owner to insure their vehicles and also themselves.
Car insurance is essential; and, it is an agreement between the car owner and the insurance company. So you need to know what you are buying and – more importantly – what you will get.
Car insurance is nothing but a protection against the financial challenges involved in an accident. Not everyone really can afford the unexpected expenses, not to mention the legal issues that arise as a result of an accident and attempting to pay all of them on your own may hurt or empty your wallet.
However, car owners who are safe drivers may wonder why they need car insurance since they follow all the safety measures whenever they are driving – like fastening seat belts, ensuring enough gap between their car and the one in the front and breaking appropriately on time? At the end of the day, if they are driving cautiously and are confident and relaxed behind the wheel, they need not worry about encountering with an accident.
The query above might sound valid a flip side to it. You might be a mindful driver and adhere to safety precautions. But does that truly immune you from every danger? Accidents do not always need to happen as a result of a mistake of your own. Like one of the famous tire brand commercials says “Roads are full of idiots”. Accidents are certainly never pre-planned, they just arise at the flick of a moment. Expenses due to accidental damages are usually high and to handle all of them from your purse can cost you too much. It is in these circumstances that car insurance comes to your financial help.
There are more reasons that establish that car insurance is essential? Consider a situation where someone’s rash or unchecked driving results in damages to a property belonging to someone else or death of a pedestrian. If the driver cannot afford to pay for the damage and if the vehicle is not covered by insurance, then he will be in a serious trouble. Besides, physical damages and third-party casualties usually involve extensive legal procedures to identify the perpetrator, which is also very expensive. You’ll be covered for all these expenses when you have a car insurance policy.
The points stated above, thus clearly explain the reason why car insurance is made obligatory and not optional. Therefore, if you own a car, do not have any doubt about buying auto insurance. Just review all the relevant insurance policies online according to your requirements and go for the best one to shield yourself, the car and the co-passengers from any unforeseen incident.